Stanbic – Standard Bank Group started operating in Port Elizabeth, South Africa, in 1857. Standard Bank opened its first bank in Salisbury, Rhodesia on 20 July 1892. This was the start of their branch extension outside South Africa.
Stanbic Bank In 1941 ANZ Grindlays Bank, which originated in London, opened its first branch in the then Rhodesia. ANZ Bank had operations in the now Zimbabwe, Zambia, Kenya, Botswana, Uganda and DRC (then Zaire), with minority interests in Nigeria and Ghana.
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Africa is our home; we drive her growth. At the heart of this commitment lies a purpose-driven journey as a comprehensive financial partner for our clients. We go beyond providing banking, insurance, and asset management services to individuals, businesses, institutions, and corporations in Africa and abroad, shaping a future where growth knows no limits.
Stanbic strives to create an environment that brings out the best in our people to passionately serve our clients, deliver operational excellence and contribute to achieving sustainable growth, which is core to our strategy.
Job Description
Credit Risk Assurance is part of the second line of defense and supports both the Africa Regions Business and Commercial Banking (BCB) CRO and any Credit Risk Executives responsible directly to that role, in providing independent oversight, qualitative assessment and reporting of Credit Risk Management practices throughout BCB. The role also encompasses Credit Risk Governance and Policy that entails being the custodian of all BCB Group-level credit risk policies and standards.
The job ensures that such policies support and entrench the principles articulated in The Group Credit Risk Governance Standard (“The Standard”), and oversight of credit risk delegated authority policy frameworks. This function extends to providing counsel to Regional, Country, or Sub-segment Credit Risk Heads and their Governance Officers in respect of the formulation and review of embedded credit risk policies and delegated authority frameworks, to ensure consistency with BCB Groupwide policies, and in turn The Standard.
Qualifications
Minimum Qualifications
B.Com; B.Econ.; Accounting or related degrees (Masters in Business/ Economics/ Finance/ Banking will be an advantage)
Experience
- At least 5-7 years Credit Evaluation and/or Business Credit Recovery experience in Business and Commercial Banking, Personal and Private Banking or CIB environment
- A thorough understanding of Credit Risk analysis, including product knowledge, cash flow analysis and how micro and macro-economic factors can potentially adversely affect the credit risk of a counterparty or portfolio on a forward-looking basis.
- International and Africa Regions experience would be an advantage.
Additional Information
Competencies
- Excellent report writing and verbal communication skills in English.
- Ability to engage comfortably at various levels within the organisation and engage Senior Credit Management, whilst living and maintaining our Values.
- Self-starter; pro-active; ability to act independently; project management and co-ordination of teams.
- A thorough understanding of the Group Credit Governance Standard and related Business Unit Policies and Procedures.
- Willingness to travel on average 5 to 6 days per month
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Job Description
To provide a client service management function for Business and Commercial Clients for any transactional requirements.
Qualifications
Minimum Qualifications
Type of Qualification: First Degree
Field of Study: Business Commerce
Experience Required
Relationship Banking (Client Coverage)
Business & Commercial Banking
3-4 years
Experience in managing an operations function, ideally within the financial services sector. Previous relationship management experience within Business or Commercial Banking. Process / project management experience will be an added advantage.
Additional Information
Behavioral Competencies:
- Developing Strategies
- Embracing Change
- Empowering Individuals
- Establishing Rapport
- Generating Ideas
- Making Decisions
- Producing Output
- Pursuing Goals
- Showing Composure
- Taking Action
- Understanding People
- Valuing Individuals
Technical Competencies:
- Business Acumen
- Operational Planning
- Planning, Forecasting and Budgeting
- Product Related Systems (Business Banking)
- Risk Identification
- Risk Perception & Assessment
- Strategic Planning and Reporting
